EDUCATION LOANS RISING 14.8 % YEAR-ON YEAR AND RTI IS A SOURCE OF DATA AND DESCRIPTION, SO EVERY PUBLIC AUTHORITY IS RESPONSIBLE TO FOLLOW IT'S IMPORTANCE IN THE EYES OF LAW CODE MANUAL PREFIXED BY THE CONSTITUTION OF INDIA IN THIS BEHALF SINCE, 2005 TO DATE STRATEGY ADOPTED BY THE GOVERNMENT (AI MAP)

Country needs transparency and accountability every where in the field of good governing required for the charter of public accountability and achieving this goal of the public authorities this would require good policy making, trust building and too the negotiations on the technology reformation, just one individual like that of right to information and the right to charter of public accountability and it is also applicable to the institutions, trust building negotiations and the guardrails working for the need to make it useful for the work and conduct of the humanity and acceleration efforts and efficiency in the difficulties to manage under the positive measures and would lead to the transparency, improving education and professional development reformation of the quality assurance prefixed by the Constitution of India in this behalf. Further it is mentioned on the basis of data from the Reserve Bank of India showing the education loans rising 14.8 percent year-on -year, with banks outstanding exposure reaching rupees 1.5 lakh crores. Non performing assets in the segment have fallen sharply, from 7%of loans to about 2% from the financial year 2021 to 2025 , despite most large loans in this segment being unsecured and once below 10 percent now total approaching to 30 percent and part of the reason for this is improved collection mechanism that enable borrowers abroad to access and service their accounts easily, along with underwriting capabilities lenders have built across educational institutions, providing unexpected resilient, growth remains brisk and asset quality has improved even as visa curbs for Indian students in some countries and the labour market uncertainty from artificial intelligence cloud employment prospects abroad. Students are also diversifying their destinations, emerging choices include Ireland, France, Newzealand, the UAE, South Korea, Japan, Singapore, Finland, Norway and Denmark. Where in the Tata Group ties up with open Artificial intelligence treating biggest opportunity for the technology sector and the IT Industry and it's ability to make the right technology work within complex processes, ecosystems, supplier networks, customer relationship and enterprises stacks. Now open Artificial intelligence will expand its certification programme in India, aiming to equip professionals with practical roleagonstic Artificial intelligence skills applicable across the industries and the TCS and Tata communications are jointly building operating system for the industries for next generation AI training and inference:-- Er Fateh chand Guleria, Director RTI welfare Association registered number HPCD, 3552 , Bilaspur Himachal Pradesh phone number, 9459334377